إدارة قرارات الائتمان في البنوك التجارية وأثرها علي ربحية البنوك

) دراسة حالة بنك البركة - فرع النيل الابيض - كوستي (2024م)

Abstract

The study examined the management of credit decisions in commercial
banks and their impact on banks’ profitability. The problem of the study was
how to manage banking risks. The study, Net Group, assumed the most
important hypotheses: that legislation and laws issued by the Central Bank of
Sudan and commercial banks to adapt to the Basel Committee standards still
require deep financial reforms to protect against the financial risks resulting
from the credit process. The study relied on the descriptive analytical
approach and the statistical approach. The study reached several results, the
most important of which are: that the recommendations of the Basel
Committees found acceptance and approval from most international and local
financial and banking institutions, and this is what was made clear by the
answers of the respondents, and that the internal financial and monetary
policies influenced the recommendations of the Basel Financial Committees.
The study made recommendations, the most important of which are: working
to find new mechanisms and recommendations to reduce the remaining risks
in global and local banking and providing risk management with modern
mechanisms and aids to facilitate its tasks and achieve its goals.