الوسائل القانونية لحماية شركات التأمين من المخاطر

Abstract

This study aimed to identify the legal means to protect insurance companies from risks by showing the efficiency of reinsurance in protecting insurance companies from risks, and evaluating the feasibility of interface insurance in protecting the activities of national insurance companies. To confront the risks faced by insurance companies?, the study adopted a main hypothesis that the process of protecting insurance companies from risks is based primarily on a set of internal and external legal means that affect the efficiency and effectiveness of the insurance company. To verify this hypothesis, the study followed the descriptive analytical approach, from The results of the study: insurance companies resort to reinsurance to protect themselves from losses that may exceed the retention limit. Front insurance is considered a lack of confidence in the competencies of local companies by transferring the largest share of insurance premiums outside the country. The study recommended insurance companies to keep reserve funds to meet obligations or claims, and to devise mechanisms New effective and strengthened oversight to prevent interface lockout which has become a growing phenomenon from year to year.